INTRODUCING THE FLEXRATE CD24-monthAPY*Your rate goes up if the market rate rises!Avoid the risk of being locked into a rate just when you think rates will keep risingThe FlexRate CD is tied to a widely used U.S. market rate called the Fed FundsEffective rate.** If that rate goes up, so does your FlexRate CD rateAsk us about the rate on our traditional shorter-term CD, too.)Lock in this FlexRate CD today before market rates rise.CADENCEStarkville Main 662-324-4733Starkville University 662-324-4241Starkville Crossing 662-324-4275cadencebank.comBANKAPY is Annual Percentage Yield. APY is accurate as of 9/27/17 and is subject to change. The term of this CD is 24 months. Maximum combined balance in one ormore FlexRate CDs is not to exceed $2.5 million per household address in order to receive this interest rate. There is no maximum or minimum rate for this CD.CD interest is compounded every three months. The minimum opening deposit and the minimum balance to earn interest is $500. Maximum balance to receivethis interest rate is $2,500,000. Substantial penalty for early withdrawal. Fees may reduce earnings. Limited time offer. Consumers and businesses eligible. Alsoavailable as IRA.The interest rate on your account is based on the Fed Funds Effective Rate. In the United States, the federal funds rate is the interest rate at which bankstrade balances held at the Federal Reserve. It is generally only applicable to the most creditworthy financial institutions. We determine the rate by adding0.60% to the Fed Funds Effective rate lper New York Fed https://apps.newyorkfed.org/markets/autorates/fed%20funds]as of the second Tuesday of each April and October, then rounding the total to the nearest hundredth. The new rate,when applicable, will take effect on Friday of that week CADENCE BANK, NA. FDIC

Date: October 12, 2017

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INTRODUCING THE FLEXRATE CD 24-month APY* Your rate goes up if the market rate rises! Avoid the risk of being locked into a rate just when you think rates will keep rising The FlexRate CD is tied to a widely used U.S. market rate called the Fed Funds Effective rate.** If that rate goes up, so does your FlexRate CD rate Ask us about the rate on our traditional shorter-term CD, too.) Lock in this FlexRate CD today before market rates rise. CADENCE Starkville Main 662-324-4733 Starkville University 662-324-4241 Starkville Crossing 662-324-4275 cadencebank.com BANK APY is Annual Percentage Yield. APY is accurate as of 9/27/17 and is subject to change. The term of this CD is 24 months. Maximum combined balance in one or more FlexRate CDs is not to exceed $2.5 million per household address in order to receive this interest rate. There is no maximum or minimum rate for this CD. CD interest is compounded every three months. The minimum opening deposit and the minimum balance to earn interest is $500. Maximum balance to receive this interest rate is $2,500,000. Substantial penalty for early withdrawal. Fees may reduce earnings. Limited time offer. Consumers and businesses eligible. Also available as IRA. The interest rate on your account is based on the Fed Funds Effective Rate. In the United States, the federal funds rate is the interest rate at which banks trade balances held at the Federal Reserve. It is generally only applicable to the most creditworthy financial institutions. We determine the rate by adding 0.60% to the Fed Funds Effective rate lper New York Fed https://apps.newyorkfed.org/markets/autorates/fed%20funds] as of the second Tuesday of each April and October, then rounding the total to the nearest hundredth. The new rate, when applicable, will take effect on Friday of that week CADENCE BANK, NA. FDIC

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