SUBSTITUTE TRUSTEES NOTICE OF.WHEREAS, on July 1,2016, Lacy Simms executed a certain deed oftrust to Termi Tate, as trustee, for the United States of America, actingthrough the Rural Housing Service or successor agency. UnitedStates Department of Agriculture, as Beneficiary, which deed of trusts of record in the Ofice of the Chancery Clerk of Okibbeha, CountyState of Mississippi, in Book 2016, Page 12932WHEREAS, default has occurred in the payment of the indebtednesssecured by said deedis) of trust, and The United States of Americaacting by and through the United States Department of Agricultureas Beneficary, has authorized and instructed Stephens MellironsP.C as Substitute Trustee to foreclose said deed(s) of trust by adverisement and sale at public auction in accordance with the statutesmade and provided thereforTHEREFORE, notice is hereby given that pursuant to the power ofsale contained in said deeds) of trust and in accordance with thestatutes made and provided therefor, the said deedis) of trust will beforeclosed and the property covered thereby and hereinafterdescribed will be sold at public auction to the highest bidder for cashat the Main Front Door of the Okibbeha County Courthouse at 101E Main Street, Starkvile, Mississippi, in the aforesaid County and willsell wihin legal hours (being between the hours of 11.00 AM and400 PM) on January 15, 2019, to satisfy the indebledness now dueunder and secured by said deed(s) of trustStephens Milons, P.C will convey only such Stle as vested in it asSubsituted Trustee.The premises to be sold are described asCommencing with the intersection of the West right of way of NorthSide Drive with the South right of way of WestSide Drive and runSouth along the West right of way of North Side Drive a distance of225 feet to the Southeast Comer of Lot 43, Northwood HillsSubdivision, city of Starkville. Mississippi, and the point of beginninghence continue South along the West right of way of North SideDrive a distance of 7S feet to the Northeast Comer of Lot 45 thencerun West along the North boundary of Lot 45 a distance of 100 feetto the Northwest Comer of Lot 45, thence run North along the Eastboundary of Lot 74 a distance of 75 feet to the Southwest Comer ofLot 43; thence run East along the South boundary of Lot 43 a distance of 100 feet to the Southeast Comer of Lot 43 and the point ofbeginning. Being al of Lot 44, Northwood Hills Subdivision, City oStarkvile, MississippiSUBJECT TO: Existing general ublity easements and restrictivecovenants imposed on said property recorded in Book 480 at page573 in the Office of the Chancery Cerkof Oktibbeha CountyMississippThis property wil be sold on an asis, where is" basis, subject to anyeasements, encumbrances, and exceptions refected in the mortgage and those contained in the public records of County where theabove-described property is stuated. This property will be sold without warranty or recourse, expeessed or implied as to condition, titleuse andlor enjoymentThe successful bidder must tender a non-cefundable deposit of FiveThousand Dollars ($5,000.00) in certifed funds made payable toStephens Mllions, PC. at the time and place of sale. The balanceof the purchase price must be paid in certified funds by noon on thesecond business day following the sale at the law frm of StephensMillirons, PC at 120 Seven Cedars Drive, Huntsvile, Alabama5802ate: November 28, 2018Stephens Milirons, P.CSubsituted Trustee120 Seven Cedars DriveHuntsvile, AL 35802(256) 382-55002018-14368Duly authorized to act in the premises by instrument recorded onNovember 19, 2018 in Book 2018. Page 21049, of the records of theaforesaid County and State1220, 1227, 13, 110

Date: January 10, 2019

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SUBSTITUTE TRUSTEES NOTICE OF. WHEREAS, on July 1,2016, Lacy Simms executed a certain deed of trust to Termi Tate, as trustee, for the United States of America, acting through the Rural Housing Service or successor agency. United States Department of Agriculture, as Beneficiary, which deed of trust s of record in the Ofice of the Chancery Clerk of Okibbeha, County State of Mississippi, in Book 2016, Page 12932 WHEREAS, default has occurred in the payment of the indebtedness secured by said deedis) of trust, and The United States of America acting by and through the United States Department of Agriculture as Beneficary, has authorized and instructed Stephens Mellirons P.C as Substitute Trustee to foreclose said deed(s) of trust by adver isement and sale at public auction in accordance with the statutes made and provided therefor THEREFORE, notice is hereby given that pursuant to the power of sale contained in said deeds) of trust and in accordance with the statutes made and provided therefor, the said deedis) of trust will be foreclosed and the property covered thereby and hereinafter described will be sold at public auction to the highest bidder for cash at the Main Front Door of the Okibbeha County Courthouse at 101 E Main Street, Starkvile, Mississippi, in the aforesaid County and will sell wihin legal hours (being between the hours of 11.00 AM and 400 PM) on January 15, 2019, to satisfy the indebledness now due under and secured by said deed(s) of trust Stephens Milons, P.C will convey only such Stle as vested in it as Subsituted Trustee. The premises to be sold are described as Commencing with the intersection of the West right of way of North Side Drive with the South right of way of WestSide Drive and run South along the West right of way of North Side Drive a distance of 225 feet to the Southeast Comer of Lot 43, Northwood Hills Subdivision, city of Starkville. Mississippi, and the point of beginning hence continue South along the West right of way of North Side Drive a distance of 7S feet to the Northeast Comer of Lot 45 thence run West along the North boundary of Lot 45 a distance of 100 feet to the Northwest Comer of Lot 45, thence run North along the East boundary of Lot 74 a distance of 75 feet to the Southwest Comer of Lot 43; thence run East along the South boundary of Lot 43 a dis tance of 100 feet to the Southeast Comer of Lot 43 and the point of beginning. Being al of Lot 44, Northwood Hills Subdivision, City o Starkvile, Mississippi SUBJECT TO: Existing general ublity easements and restrictive covenants imposed on said property recorded in Book 480 at page 573 in the Office of the Chancery Cerkof Oktibbeha County Mississipp This property wil be sold on an asis, where is" basis, subject to any easements, encumbrances, and exceptions refected in the mort gage and those contained in the public records of County where the above-described property is stuated. This property will be sold with out warranty or recourse, expeessed or implied as to condition, title use andlor enjoyment The successful bidder must tender a non-cefundable deposit of Five Thousand Dollars ($5,000.00) in certifed funds made payable to Stephens Mllions, PC. at the time and place of sale. The balance of the purchase price must be paid in certified funds by noon on the second business day following the sale at the law frm of Stephens Millirons, PC at 120 Seven Cedars Drive, Huntsvile, Alabama 5802 ate: November 28, 2018 Stephens Milirons, P.C Subsituted Trustee 120 Seven Cedars Drive Huntsvile, AL 35802 (256) 382-5500 2018-14368 Duly authorized to act in the premises by instrument recorded on November 19, 2018 in Book 2018. Page 21049, of the records of the aforesaid County and State 1220, 1227, 13, 110

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